Kissimmee and the wider Osceola County area are served in full — including a large Spanish-speaking community that deserves insurance advice in its own language, not a translated brochure.
Your agent in Kissimmee
Osceola has one of the highest concentrations of Puerto Rican and other Hispanic households in Florida. Vivian handles the entire process in Spanish: eligibility, documents, plan comparison and enrolment.
Vivian Soto is a Florida-licensed insurance agent serving Kissimmee and the rest of Osceola County in English and Spanish. The first call runs 20–30 minutes and costs nothing.
What we cover in Kissimmee
Health Insurance
ACA Marketplace plans, premium tax credits and Special Enrollment Periods.
Medicare
Original, Advantage, Medigap and Part D — checked against your Kissimmee doctors.
Life Insurance
Term, whole life and IUL for income replacement and legacy.
Dental & Vision
Standalone plans, preventive-only through full PPO.
Business Insurance
Group health for 2–500 employees, ICHRA and benefits.
Supplemental Insurance
Accident, critical illness and hospital indemnity cover.
Why work with Vivian
Independent, not captive
We do not work for one carrier. We compare what is actually available in your county and explain why one option wins.
Local to Osceola County
We know how coverage works in Kissimmee, and we can meet in person, by phone or by video.
Genuinely bilingual
The whole process in Spanish if you prefer: paperwork, comparisons and calls with the carrier.
Also serving nearby
Each city has its own page with the same local guidance.
Common questions
Do you serve Kissimmee residents?
Yes. Kissimmee is in Osceola County, inside VS Healthcare Solutions' regular service area. Consultations run by phone, video or in person, whichever you prefer.
What does it cost to work with an agent?
Nothing. Compensation comes from whichever carrier you choose, and the plan price is exactly the same as enrolling on your own.
Can I keep my current doctors?
Before recommending any plan we check your doctor and prescription list against each option’s network and formulary, so you know what changes before you enrol — not after.
Can I enrol outside Open Enrollment?
Possibly. Losing coverage, moving, marriage, a new baby or an income change can open a Special Enrollment Period. We check your situation at no cost.
Are you affiliated with Medicare or the government?
No. VS Healthcare Solutions is an independent insurance agency licensed in Florida, not connected with or endorsed by the U.S. government or the federal Medicare program. We do not offer every plan available in your area.
How do we get started?
Book a free 20-minute call. Bring your doctor list, your medications and your estimated household income for the year — that is enough to compare real options on the same call.