Orlando is home base. Vivian works with families, retirees and self-employed residents across Orange County — comparing ACA Marketplace plans, Medicare options and life cover in plain English or Spanish, at no cost to you.
Your agent in Orlando
A large share of Orlando works in hospitality, construction and gig or contract roles, where employer coverage is rare or seasonal. That usually means the ACA Marketplace with a premium tax credit, and a Special Enrollment Period when hours or income change.
Vivian Soto is a Florida-licensed insurance agent serving Orlando and the rest of Orange County in English and Spanish. The first call runs 20–30 minutes and costs nothing.
What we cover in Orlando
Health Insurance
ACA Marketplace plans, premium tax credits and Special Enrollment Periods.
Medicare
Original, Advantage, Medigap and Part D — checked against your Orlando doctors.
Life Insurance
Term, whole life and IUL for income replacement and legacy.
Dental & Vision
Standalone plans, preventive-only through full PPO.
Business Insurance
Group health for 2–500 employees, ICHRA and benefits.
Supplemental Insurance
Accident, critical illness and hospital indemnity cover.
Why work with Vivian
Independent, not captive
We do not work for one carrier. We compare what is actually available in your county and explain why one option wins.
Local to Orange County
We know how coverage works in Orlando, and we can meet in person, by phone or by video.
Genuinely bilingual
The whole process in Spanish if you prefer: paperwork, comparisons and calls with the carrier.
Also serving nearby
Each city has its own page with the same local guidance.
Common questions
Do you serve Orlando residents?
Yes. Orlando is in Orange County, inside VS Healthcare Solutions' regular service area. Consultations run by phone, video or in person, whichever you prefer.
What does it cost to work with an agent?
Nothing. Compensation comes from whichever carrier you choose, and the plan price is exactly the same as enrolling on your own.
Can I keep my current doctors?
Before recommending any plan we check your doctor and prescription list against each option’s network and formulary, so you know what changes before you enrol — not after.
Can I enrol outside Open Enrollment?
Possibly. Losing coverage, moving, marriage, a new baby or an income change can open a Special Enrollment Period. We check your situation at no cost.
Are you affiliated with Medicare or the government?
No. VS Healthcare Solutions is an independent insurance agency licensed in Florida, not connected with or endorsed by the U.S. government or the federal Medicare program. We do not offer every plan available in your area.
How do we get started?
Book a free 20-minute call. Bring your doctor list, your medications and your estimated household income for the year — that is enough to compare real options on the same call.